*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f7f6f1;color:#202d29;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.7}a{color:inherit;text-underline-offset:4px}a:hover{color:#8f411f}a:focus-visible{outline:3px solid #a94720;outline-offset:5px}.wrap{width:min(1120px,calc(100% - 64px));margin:auto}.skip-link{position:absolute;left:24px;top:-100px;background:#fff;padding:10px;z-index:10}.skip-link:focus{top:12px}.site-header{border-bottom:1px solid #ccd3ca}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:23px 0}.brand{text-decoration:none;font-size:20px;font-weight:750;letter-spacing:-.6px}.brand-mark{color:#a94720;margin-right:9px}.site-nav{display:flex;gap:24px;flex-wrap:wrap;font-size:14px}.site-nav a{text-decoration:none}.site-nav a[aria-current=page]{text-decoration:underline;text-decoration-thickness:2px}main{padding-top:64px;padding-bottom:80px}.eyebrow{font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:#51645a;margin:0 0 22px}.hero{display:grid;grid-template-columns:1.7fr 1fr;gap:80px;align-items:end;padding-bottom:55px;border-bottom:1px solid #bdc8bf}.hero h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(40px,5.5vw,68px);font-weight:400;line-height:1.07;letter-spacing:-2px;margin:0;max-width:760px}.hero h1 em{color:#30604b;font-style:normal}.hero-note{border-top:3px solid #a94720;padding-top:18px}.hero-note p{margin:0 0 18px;color:#526057}.text-link{font-size:14px;font-weight:650}.section-heading{display:flex;justify-content:space-between;align-items:baseline;gap:20px;margin:42px 0 8px}.section-heading h2{font-family:Georgia,"Times New Roman",serif;font-size:30px;font-weight:400;margin:0}.section-heading p{font-size:13px;color:#657267;margin:0}.guide-list{list-style:none;padding:0;margin:0}.guide-row{display:grid;grid-template-columns:56px 1fr 145px;gap:24px;padding:30px 0;border-bottom:1px solid #d1d7cd;align-items:start}.guide-number{font-family:Georgia,"Times New Roman",serif;color:#7a8b80;font-size:25px}.guide-row h3{font-size:22px;line-height:1.35;letter-spacing:-.4px;margin:0 0 10px;font-weight:650}.guide-row h3 a{text-decoration:none}.guide-row p{max-width:700px;color:#56645a;margin:0;font-size:15px}.guide-action{font-size:13px;justify-self:end;padding-top:6px}.publisher-note{margin:44px 0 0;max-width:760px;font-size:14px;color:#57665b}.reading{max-width:760px;margin:auto;padding-left:0;padding-right:0;overflow-wrap:anywhere}.reading h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(34px,4.3vw,52px);font-weight:400;line-height:1.14;letter-spacing:-1.2px;margin:0 0 24px}.reading h2{font-size:23px;line-height:1.35;margin:36px 0 14px}.reading p,.reading li{font-size:17px}.article-summary{color:#52665a;font-size:20px!important;line-height:1.6;border-bottom:1px solid #ccd3ca;padding-bottom:30px;margin-bottom:30px}.breadcrumb{font-size:13px!important;color:#647369;margin:0 0 28px}.article-body p{margin:0 0 24px}.article-note{border-top:1px solid #ccd3ca;padding-top:24px;margin-top:36px;color:#637165}.disclosure{border-left:3px solid #a94720;padding:12px 20px;background:#eeeee6}.site-footer{background:#eaece4;border-top:1px solid #cbd2c6}.footer-inner{display:grid;grid-template-columns:1fr 1fr;gap:32px;padding:36px 0}.footer-inner p{font-size:13px;color:#5c6c60;margin:10px 0 0;max-width:430px}.footer-links{display:flex;gap:12px 24px;flex-wrap:wrap;align-content:start;justify-content:flex-end;font-size:13px}.empty-state{padding:32px 0;color:#57665b}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.header-inner{align-items:flex-start;flex-direction:column;gap:14px;padding:19px 0}.brand{font-size:19px}.site-nav{gap:12px 22px;font-size:13px}main{padding-top:38px;padding-bottom:48px}.hero{grid-template-columns:1fr;gap:30px;padding-bottom:32px}.hero h1{letter-spacing:-1.2px}.hero-note{max-width:460px}.eyebrow{font-size:11px;margin-bottom:17px}.section-heading{align-items:flex-start;flex-direction:column;gap:4px;margin-top:30px}.section-heading h2{font-size:27px}.guide-row{grid-template-columns:28px 1fr;gap:12px;padding:25px 0}.guide-number{font-size:20px}.guide-row h3{font-size:20px}.guide-action{grid-column:2;justify-self:start;padding-top:0}.footer-inner{grid-template-columns:1fr;gap:22px}.footer-links{justify-content:flex-start}.reading h1{letter-spacing:-.8px}.reading p,.reading li{font-size:16px}.article-summary{font-size:18px!important}}